Aug 20, 2022 · 2,799. 1,950. Aug 20, 2022. #1. Thinking of placing an order with B&H large enough that the Payboo card's tax-free rebate might make it worth signing up for another credit card. But, just to check, I called the number listed for the bank that issues Payboo (Comenity Capital Bank, 866-292-5123), and couldn't get through to customer service ('we ... Shop Digital Cameras, 35MM Camera Equipment, Photography, Photo Printers, Computers, Home Theater, Authorized Dealer Canon, Sony, Nikon, Apple, Olympus, Panasonic ...Smart features and free tools to help you get the most from your Synchrony credit card. Special Offers. Promotions and discounts from our retail partners. Blog. Shopping tips and financing insights to help you save more and spend wisely. Payment Calculator. See how a big purchase can fit your budget with manageable monthly payments. Synchrony ...May 16, 2019 · B&H Photo Superstore in New York City announced Payboo. It’s a credit card backed by Synchrony Bank which offers customers the ability to get back their sales tax by the way of rewards. It means that if your state’s sales tax is 6% then your rewards is 6%, if it’s 10% then your reward is 10%. The reward is used as statement credit. How can I make a payment on my B&H Financing Credit Card? Pay Synchrony Online: Click here to login and make or schedule payments. Pay Synchrony by Phone: Call Synchrony Bank Customer Service at 1.866.396.8254. Office Hours: Daily - 7:30am to 12:00 midnight EST.p.1 #1 · p.1 #1 · New B&H Payboo Card. Last month I had to close my PayBoo credit card issued by Synchrony Bank because the reason all you know, B&H is no longer accepting this CC. I am planning to do a large purchase of equipment but doing a Google search I just learn the reviews Comenity Bank has are terrifying, I am not sure if I should ...Should You Use the Payboo Card? We hope you’ve found this review of the updated B&H Payboo Card useful. But is the card worth it? That depends entirely on your circumstances and purchasing habits. The card itself has a high APR of 29.99% for standard purchases. This is a huge drawback and something to consider.Aug 5, 2021 · Expert news, reviews and videos of the latest digital cameras, lenses, accessories, and phones. ... B&H is ending the Payboo program! Started 4 weeks ago ... Shop Digital Cameras, 35MM Camera Equipment, Photography, Photo Printers, Computers, Home Theater, Authorized Dealer Canon, Sony, Nikon, Apple, Olympus, Panasonic ...Jun 5, 2019 · In fact, data from the Federal Reserve pins collective American credit card debt above $1 trillion. The Payboo card is poised to push that number even higher with another piece of fine print: **For new accounts: Purchase APR is 29.99%. As of this writing, the average interest rate for credit cards is 17.72%. For customers who might need a bit ... p.1 #1 · p.1 #1 · New B&H Payboo Card. Last month I had to close my PayBoo credit card issued by Synchrony Bank because the reason all you know, B&H is no longer accepting this CC. I am planning to do a large purchase of equipment but doing a Google search I just learn the reviews Comenity Bank has are terrifying, I am not sure if I should ...In fact, data from the Federal Reserve pins collective American credit card debt above $1 trillion. The Payboo card is poised to push that number even higher with another piece of fine print: **For new accounts: Purchase APR is 29.99%. As of this writing, the average interest rate for credit cards is 17.72%. For customers who might need a bit ...I had a weird experience lately though. Somehow my expiration year changed from 2026 to 2024 on the B&H site. Found this out after a call to bank. Still didn’t work so deleted the Payboo card from B&H site and re-entered the card information again and all was good, payment was accepted. Dec 30, 2022 at 01:27 AM Smart features and free tools to help you get the most from your Synchrony credit card. Special Offers. Promotions and discounts from our retail partners. Blog. Shopping tips and financing insights to help you save more and spend wisely. Payment Calculator. See how a big purchase can fit your budget with manageable monthly payments. Synchrony ... Smart features and free tools to help you get the most from your Synchrony credit card. Special Offers. Promotions and discounts from our retail partners. Blog. Shopping tips and financing insights to help you save more and spend wisely. Payment Calculator. See how a big purchase can fit your budget with manageable monthly payments. Synchrony ...Feb 14, 2022 · Should You Use the Payboo Card? We hope you’ve found this review of the updated B&H Payboo Card useful. But is the card worth it? That depends entirely on your circumstances and purchasing habits. The card itself has a high APR of 29.99% for standard purchases. This is a huge drawback and something to consider. Become a B&H Payboo Credit Cardholder today! Applying is easy and takes only a few minutes. If you're approved, you can begin enjoying all the benefits of your Payboo Credit Card today! Instant Savings On qualifying purchases when you use your card‡ or. Special Financing. 6 Months Promo Financing§ On purchases of $199 or moreDec 20, 2021 · Your current Payboo® Card, issued by Synchrony Bank, will be valid for use with the “Save the Tax” instant benefit until January 17, 2022. You will receive a notice from Synchrony Bank soon stating that your current Payboo® Card will no longer be usable for new B&H purchases after January 17, 2022. I had a weird experience lately though. Somehow my expiration year changed from 2026 to 2024 on the B&H site. Found this out after a call to bank. Still didn’t work so deleted the Payboo card from B&H site and re-entered the card information again and all was good, payment was accepted. Dec 30, 2022 at 01:27 AMShop Digital Cameras, 35MM Camera Equipment, Photography, Photo Printers, Computers, Home Theater, Authorized Dealer Canon, Sony, Nikon, Apple, Olympus, Panasonic ... Comenity bank is scam bank and will destroy your credit. July 20, 2023. Do not apply for any kind of credit card unless you know what bank is being used for the credit. Comenity bank is a scam bank and will continue to charge you so called ‘late fees’ long after you closed the account. When you make any taxable purchase at B&H with Payboo, you receive an immediate, instant reward equal to the sales tax you paid. And at B&H, instant means instant — no expiring points, credits, or coupons to worry about. It’s that simple. (Note: B&H will collect and remit state sales tax in accordance with state sales tax laws and regulations.)Card transactions are processed through Synchrony Bank (more on them later). There is no annual fee. Use the Payboo store credit card to pay for purchases at bandh.com, by telephone, at their Manhattan retail store, or at B&H B2B and EDU portals. Note that this is not a general purpose credit card and therefore cannot be used at other retailers.Comenity is known to give you shit credit limits as low as $100. You must pay the entire transactions on that card or no discount will be applied. So if you have only a $300 credit limit, you cannot use the tax discount on a $700 graphic card or a $400 CPU. Stick to your 1.5%-2% cash back on everything card if you have one. Well, the Payboo credit card also offers an up to 12 months financing plan. This could help industry professionals manage their business expenses better and lower the overall cost of their business investments. Hence, it could potentially improve their business’s profitability and growth prospects. 3.Comenity bank is scam bank and will destroy your credit. July 20, 2023. Do not apply for any kind of credit card unless you know what bank is being used for the credit. Comenity bank is a scam bank and will continue to charge you so called ‘late fees’ long after you closed the account. Dec 12, 2022 · B&H has issued steeper discounts on Apple M1 and M2 MacBook Air models, with a bonus 10% back with the Payboo Card. B&H's Mac prices have plunged as the retailer issues last-minute holiday ... I made an online payment. When will my available credit be updated? I’m preparing to take a trip outside of the U.S. How can I ensure my account is paid on time? Get the answers you need fast by choosing a topic from our list of most frequently asked questions. Account. Account Assure. Activate Card. APR & Fees.May 7, 2019 · In October of 2018, B&H Photo, as a result of the South Dakota vs. Wayfair Supreme Court decision, began collecting sales tax on interstate sales in 22 states. This put it at a disadvantage compared to some of its competitors. As a corrective, B&H is today implementing a give-back program for its customers called "Payboo." Expert news, reviews and videos of the latest digital cameras, lenses, accessories, and phones. ... B&H is ending the Payboo program! Started 4 weeks ago ...Comenity is known to give you shit credit limits as low as $100. You must pay the entire transactions on that card or no discount will be applied. So if you have only a $300 credit limit, you cannot use the tax discount on a $700 graphic card or a $400 CPU. Stick to your 1.5%-2% cash back on everything card if you have one.B&H Expert Video: Watch & Learn In Less Than 3 Mins. The world of Telescopes Explained, Refractor, Reflector & Cassegrain. Live Chat For More Info. Request Callback. Email. 800.606.6969. Telescope Cases. Other Telescope Accessories. Astronomy Books & Tutorials.I was a little surprised when I received my new Comenity Bank PayBoo card, the limit was about 1/2 of my previous limit. My credit score is over 800. I was planning on buying about some new gear. I asked for an increase on-line and was given a new amount higher than my previous PayBoo card. Getting the increase was painless.Nov 12, 2021 · The card offers a 5% discount on all purchases or special financing on purchases meeting certain requirements. Like the B&H Payboo card, the Edge card is not a standard credit card and cannot be ... B&H has issued steeper discounts on Apple M1 and M2 MacBook Air models, with a bonus 10% back with the Payboo Card. B&H's Mac prices have plunged as the retailer issues last-minute holiday ...B&H payboo Credit Card Review This is a store card issued by Synchrony Bank. If you're wondering whether B&H payboo Credit Card is the right card for you, read on. Key Takeaways. High APRs. This is not a great card for people who carry a balance.B&H Photo Payboo card impossible to get. 7 months ago. Hi. I used B&H Photo payboo card a lot when they were with Synchrony Bank. I have had to reapply for Comenity Payboo card and keep getting rejected even though I have exceptional credit and make a decent wage. After months of applying (8-14 days to get a reply by mail) Comenity recentely ...Here are the details of this new B&H Payboo credit card: It is a credit card with a revolving limit. It is only for use at B&H online, in-store, or over the phone. The amount paid in sales tax is immediately applied as a reward. This reward only applies for orders that are taxed ( if you are in a state that currently does not charge sales tax ...Shortly after 6 p.m. Pacific, B&H launched the Payboo Credit Card page, with a message reading "you pay the tax, we pay you back."Shoppers in eligible states will receive a reward equivalent to ...Smart features and free tools to help you get the most from your Synchrony credit card. Special Offers. Promotions and discounts from our retail partners. Blog. Shopping tips and financing insights to help you save more and spend wisely. Payment Calculator. See how a big purchase can fit your budget with manageable monthly payments. Synchrony ...Here are the details of this new B&H Payboo credit card: It is a credit card with a revolving limit. It is only for use at B&H online, in-store, or over the phone. The amount paid in sales tax is immediately applied as a reward. This reward only applies for orders that are taxed ( if you are in a state that currently does not charge sales tax ...Customers can also check out the savings offered with B&H's own Payboo Card, which instantly refunds the equivalent amount of sales tax on orders shipped to qualifying states.Alternatively ...Canon EOS Rebel T7 DSLR Camera with 18-55mm Lens. B&H # CAEDRT71855 MFR # 2727C002. 256 Reviews. Key Features. 24.1MP APS-C CMOS Sensor. DIGIC 4+ Image Processor. 3.0" 920k-Dot LCD Monitor. Full HD 1080/30p Video Recording.I was a little surprised when I received my new Comenity Bank PayBoo card, the limit was about 1/2 of my previous limit. My credit score is over 800. I was planning on buying about some new gear. I asked for an increase on-line and was given a new amount higher than my previous PayBoo card. Getting the increase was painless.B&H's holiday Payboo promotion offers readers 10% back on numerous Apple products, including the standard 14-inch MacBook Pro. With the Payboo 10% back bonus, you can pick up the M1 Pro 14-inch ...Smart features and free tools to help you get the most from your Synchrony credit card. Special Offers. Promotions and discounts from our retail partners. Blog. Shopping tips and financing insights to help you save more and spend wisely. Payment Calculator. See how a big purchase can fit your budget with manageable monthly payments. Synchrony ... Buy More at B&H including B&H Gift Cards, Car Accessories and Smart Home. Visit B&H for prices, awesome selection and service.I was a little surprised when I received my new Comenity Bank PayBoo card, the limit was about 1/2 of my previous limit. My credit score is over 800. I was planning on buying about some new gear. I asked for an increase on-line and was given a new amount higher than my previous PayBoo card. Getting the increase was painless.May 7, 2019 · In October of 2018, B&H Photo, as a result of the South Dakota vs. Wayfair Supreme Court decision, began collecting sales tax on interstate sales in 22 states. This put it at a disadvantage compared to some of its competitors. As a corrective, B&H is today implementing a give-back program for its customers called "Payboo." Buy More at B&H including B&H Gift Cards, Car Accessories and Smart Home. Visit B&H for prices, awesome selection and service.Canon EOS Rebel T7 DSLR Camera with 18-55mm Lens. B&H # CAEDRT71855 MFR # 2727C002. 256 Reviews. Key Features. 24.1MP APS-C CMOS Sensor. DIGIC 4+ Image Processor. 3.0" 920k-Dot LCD Monitor. Full HD 1080/30p Video Recording.Introducing the B&H Payboo Credit Card - the first credit card designed to help you save the tax.*Learn more at http://bhpho.to/paybooJust shop at B&H In-Sto...Update 12/20/21: Card has been discontinued, see the FAQ here. (ht reader Jon) The B&H Payboo Credit Card program is being discontinued. Effective 11:59 p.m. EST on January 17, 2022 (“Purchase End Date”), you will not be able to make new purchases with this account, and your account will be closed on approximately April 4, 2022 (“Account Close Date”).Smart features and free tools to help you get the most from your Synchrony credit card. Special Offers. Promotions and discounts from our retail partners. Blog. Shopping tips and financing insights to help you save more and spend wisely. Payment Calculator. See how a big purchase can fit your budget with manageable monthly payments. Synchrony ... Cookies are small data files that allow a website to collect and store data on your desktop computer, laptop or mobile device. Cookies help us to provide important features and functionality on our websites and mobile apps.Re: New Comenity Shopping Cart Trick Card - B&H Payboo. To anyone trying to get a credit limit increase on this card, this just worked for me... I have a 5k limit and attempted a charge for about $6,775. The charge went through successfully and I went to the Comenity B&H website and saw my credit limit was instantly adjusted to $6,800...Well, the Payboo credit card also offers an up to 12 months financing plan. This could help industry professionals manage their business expenses better and lower the overall cost of their business investments. Hence, it could potentially improve their business’s profitability and growth prospects. 3.B&H Photo Superstore in New York City announced Payboo. It’s a credit card backed by Synchrony Bank which offers customers the ability to get back their sales tax by the way of rewards. It means that if your state’s sales tax is 6% then your rewards is 6%, if it’s 10% then your reward is 10%. The reward is used as statement credit.Dec 5, 2021 at 15:00. The Great Joy 60mm T2.9 offers full-frame users an affordable option for 1.33x anamorphic shooting, while the 1.35x adapter can squeeze that to 1.8x, or turn your regular spherical lenses anamorphic for an even more budget-friendly solution.May 16, 2019 · B&H Photo Superstore in New York City announced Payboo. It’s a credit card backed by Synchrony Bank which offers customers the ability to get back their sales tax by the way of rewards. It means that if your state’s sales tax is 6% then your rewards is 6%, if it’s 10% then your reward is 10%. The reward is used as statement credit. Smart features and free tools to help you get the most from your Synchrony credit card. Special Offers. Promotions and discounts from our retail partners. Blog. Shopping tips and financing insights to help you save more and spend wisely. Payment Calculator. See how a big purchase can fit your budget with manageable monthly payments. Synchrony ... May 7, 2019 · There’s one caveat, though: while the average APR for credit cards is around 14% to 19%, the Payboo card has an APR of 30%, so you’ll definitely want to pay off purchases made on the card ... You make a purchase and use the card to pay. We immediately charge the order total including state sales tax, then send the tax amount to your state, then issue a refund to you for that amount. In the end you've paid for the item (s) and any s&h fee but the tax is back in your pocket. Aug 5, 2021 · Your current Payboo® Card, issued by Synchrony Bank, will be valid for use with the “Save the Tax” instant benefit until January 17, 2022 You will receive a notice from Synchrony Bank soon stating that your current Payboo® Card will no longer be usable for new B&H purchases after January 17, 2022. p.1 #1 · p.1 #1 · New B&H Payboo Card. Last month I had to close my PayBoo credit card issued by Synchrony Bank because the reason all you know, B&H is no longer accepting this CC. I am planning to do a large purchase of equipment but doing a Google search I just learn the reviews Comenity Bank has are terrifying, I am not sure if I should ...Mar 8, 2022 · p.1 #1 · p.1 #1 · New B&H Payboo Card. Last month I had to close my PayBoo credit card issued by Synchrony Bank because the reason all you know, B&H is no longer accepting this CC. I am planning to do a large purchase of equipment but doing a Google search I just learn the reviews Comenity Bank has are terrifying, I am not sure if I should ... Lenses. B&H Expert Video: Watch & Learn In Less Than 3 Mins. Intro to Lenses Portrait, Landscape, Macro & Tilt-Shift Lenses. Live Video Chat For More Info. Request Callback. Email. 800.606.6969. SLR Lenses. Mirrorless Lenses. Re: B & H Photo Payboo credit card. I have been pricing out a new camera, media cards, L bracket and an extra battery. The total is a hefty chunk of change and in my locality the sales tax is over 9%. The B&H marketing says the tax comes right off the CC bill if you use the Payboo card. Note The card has an annual rate of 29.99%.Aug 5, 2021 · Expert news, reviews and videos of the latest digital cameras, lenses, accessories, and phones. ... B&H is ending the Payboo program! Started 4 weeks ago ... B&H # ASFA507XVBS9 MFR # FA507XV-BS93. 6 Reviews. Key Features. 4.0 GHz AMD Ryzen 9 7940HS 8-Core CPU. 16GB DDR5 | 512GB M.2 NVMe PCIe SSD. 15.6" FHD 1920 x 1080 144 Hz IPS Display. NVIDIA GeForce RTX 4060 GPU (8GB GDDR6) Show More. $1,14900. B&H Payboo Credit Card is a great… B&H Payboo Credit Card is a great addition to the creative entreprenuer toolbook. I'm allowed to have a big shopping day, due to big time sale events, and know I have a year to make it worth my investment. Deals help and are well valued. Date of experience: September 04, 2023 Using the eGift Card is a safe way to make your purchases at B&H. Each eGift Card is associated with a unique card number along with a personal identification code (PIN). If you experience any issue with using your gift card, please contact our Customer Service department during business hours at 800.221.5743 or 212.239.7765. B&H further explains the process under the question 'How does the Payboo Card benefit really work?' 'When you pay for B&H purchases with the Payboo Credit Card, B&H will charge the total of merchandise plus applicable fees and taxes; but we instantly issue and apply a reward on orders made in our SuperStore or shipped to eligible states right in checkout as a form of customer payment.I made an online payment. When will my available credit be updated? I’m preparing to take a trip outside of the U.S. How can I ensure my account is paid on time? Get the answers you need fast by choosing a topic from our list of most frequently asked questions. Account. Account Assure. Activate Card. APR & Fees.Cookies are small data files that allow a website to collect and store data on your desktop computer, laptop or mobile device. Cookies help us to provide important features and functionality on our websites and mobile apps.Re: New Comenity Shopping Cart Trick Card - B&H Payboo. To anyone trying to get a credit limit increase on this card, this just worked for me... I have a 5k limit and attempted a charge for about $6,775. The charge went through successfully and I went to the Comenity B&H website and saw my credit limit was instantly adjusted to $6,800...Comenity bank is scam bank and will destroy your credit. July 20, 2023. Do not apply for any kind of credit card unless you know what bank is being used for the credit. Comenity bank is a scam bank and will continue to charge you so called ‘late fees’ long after you closed the account.B&H's holiday Payboo promotion offers readers 10% back on numerous Apple products, including the standard 14-inch MacBook Pro. With the Payboo 10% back bonus, you can pick up the M1 Pro 14-inch ...On any given day, B&H has as many as 1200+ different types of computers for sale, not to mention computer accessories, parts and peripherals like monitors, mice, keyboards, power cords, webcams and more. We also have an entire Used Department specializing in open box computer deals, like-new returns and refurbished computers that can save you a ...I have preorders in at a few places, but am considering trying with BandH as well. I'd like to use the payboo credit card for that. I have high enough credit to get it, but I have no idea what the starting credit line will be. The A1 is a 6500 dollar camera. What happens if say, they approve me for 5000.B&H # ASFA507XVBS9 MFR # FA507XV-BS93. 6 Reviews. Key Features. 4.0 GHz AMD Ryzen 9 7940HS 8-Core CPU. 16GB DDR5 | 512GB M.2 NVMe PCIe SSD. 15.6" FHD 1920 x 1080 144 Hz IPS Display. NVIDIA GeForce RTX 4060 GPU (8GB GDDR6) Show More. $1,14900.Introducing the new B&H Payboo Card! Learn more: bhpho.to/paybooB&H Photo Payboo card impossible to get. 7 months ago. Hi. I used B&H Photo payboo card a lot when they were with Synchrony Bank. I have had to reapply for Comenity Payboo card and keep getting rejected even though I have exceptional credit and make a decent wage. After months of applying (8-14 days to get a reply by mail) Comenity recentely ...
Introducing the new B&H Payboo Card! Learn more: bhpho.to/payboo . Dall e how to use
Christine McKee | Jan 20, 2022. B&H has relaunched its Payoo Credit Card, now offering shoppers a choice of a sales tax refund or special financing of up to 12 month on qualifying purchases. The ...May 7, 2019 · In October of 2018, B&H Photo, as a result of the South Dakota vs. Wayfair Supreme Court decision, began collecting sales tax on interstate sales in 22 states. This put it at a disadvantage compared to some of its competitors. As a corrective, B&H is today implementing a give-back program for its customers called "Payboo." May 7, 2019 · B&H further explains the process under the question 'How does the Payboo Card benefit really work?' 'When you pay for B&H purchases with the Payboo Credit Card, B&H will charge the total of merchandise plus applicable fees and taxes; but we instantly issue and apply a reward on orders made in our SuperStore or shipped to eligible states right in checkout as a form of customer payment. Smart features and free tools to help you get the most from your Synchrony credit card. Special Offers. Promotions and discounts from our retail partners. Blog. Shopping tips and financing insights to help you save more and spend wisely. Payment Calculator. See how a big purchase can fit your budget with manageable monthly payments. Synchrony ...I had a weird experience lately though. Somehow my expiration year changed from 2026 to 2024 on the B&H site. Found this out after a call to bank. Still didn’t work so deleted the Payboo card from B&H site and re-entered the card information again and all was good, payment was accepted. Dec 30, 2022 at 01:27 AM B&H Payboo Credit Card is a great… B&H Payboo Credit Card is a great addition to the creative entreprenuer toolbook. I'm allowed to have a big shopping day, due to big time sale events, and know I have a year to make it worth my investment. Deals help and are well valued. Date of experience: September 04, 2023May 8, 2019 · Introducing the B&H Payboo Credit Card - the first credit card designed to help you save the tax.*Learn more at http://bhpho.to/paybooJust shop at B&H In-Sto... Comenity is known to give you shit credit limits as low as $100. You must pay the entire transactions on that card or no discount will be applied. So if you have only a $300 credit limit, you cannot use the tax discount on a $700 graphic card or a $400 CPU. Stick to your 1.5%-2% cash back on everything card if you have one. Introducing the new B&H Payboo Card! Learn more: bhpho.to/payboo Comenity is known to give you shit credit limits as low as $100. You must pay the entire transactions on that card or no discount will be applied. So if you have only a $300 credit limit, you cannot use the tax discount on a $700 graphic card or a $400 CPU. Stick to your 1.5%-2% cash back on everything card if you have one.Payboo Card Scam. Just got an email saying that B&H is changing their Payboo store card provider (currently Synchrony) and that we have to re-apply for the new card when it comes out. Just simply stating “we are sorry that you have to apply for a new credit card” is not acceptable. This would be another hard pull that will remain on my ...B&H's holiday Payboo promotion offers readers 10% back on numerous Apple products, including the standard 14-inch MacBook Pro. With the Payboo 10% back bonus, you can pick up the M1 Pro 14-inch ...Smart features and free tools to help you get the most from your Synchrony credit card. Special Offers. Promotions and discounts from our retail partners. Blog. Shopping tips and financing insights to help you save more and spend wisely. Payment Calculator. See how a big purchase can fit your budget with manageable monthly payments. Synchrony ...Feb 14, 2022 · Should You Use the Payboo Card? We hope you’ve found this review of the updated B&H Payboo Card useful. But is the card worth it? That depends entirely on your circumstances and purchasing habits. The card itself has a high APR of 29.99% for standard purchases. This is a huge drawback and something to consider. Flooring, furniture, appliances, electronics and more, you can put it all on your Synchrony HOME Credit Card, a single card dedicated exclusively to your home-related purchases. Accepted at over a million locations nationwide, the Synchrony HOME Credit Card program brings together home-related retailers and offers promotional financing for more ...Expert news, reviews and videos of the latest digital cameras, lenses, accessories, and phones. ... B&H is ending the Payboo program! Started 4 weeks ago ....
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